Compass Portfolio Management AG
Riedstrasse 11, CH-6330 Cham
Telephone +41 (0)41 725 35 48
Fax +41 (0)41 725 35 49
compasspm(at)compasspm.ch



Disclaimer

This website (Compass Portfolio Management AG) belongs to Compass Portfolio Management AG, a company based in Switzerland. The Compass Portfolio Management AG website is intended exclusively for information purposes. Compass Portfolio Management AG ensures with the greatest care that the information is correct at the time of publication. Compass Portfolio Management AG can provide no assurance or guarantee, either explicit or implicit (including liability towards third parties), with regard to its correctness, reliability or completeness. The information published on the Compass Portfolio Management AG website may be changed at any time without advance notice. Information published on the Compass Portfolio Management AG website should therefore not be understood in such a way that circumstances since publication, or since disclosure to the supervisory authorities, have not changed, or that the information since its publication is still current. Persons who access the information on the Compass Portfolio Management AG website or use it (for their own purposes or for a third party), declare themselves in agreement with the following conditions.

This legal notice can be updated at any time. Compass Portfolio Management AG therefore recommends reading this disclaimer regularly to familiarize yourself with changes. The date on which it was last updated is given below.

Not an offer, non-binding nature of information

The information and documents made available on the Compass Portfolio Management AG website are provided by Compass Portfolio Management AG for personal use and for information purposes only. The information and documents may be changed at any time and without prior notice. Compass Portfolio Management AG assumes no liability (implicit or explicit) for the correctness, completeness and currency of the information and documents published on the Compass Portfolio Management AG website. Compass Portfolio Management AG is in particular not obliged to remove information that is no longer up-to-date from the Compass Portfolio Management AG website or to label it explicitly as such.

The information on the Compass Portfolio Management AG website does not constitute a decision-making tool for economic, legal, tax-based or other consultancy issues, nor can investment decisions or other decisions be made solely on the basis of this information. Investments in investment instruments described on the Compass Portfolio Management AG website should only be made after the corresponding prospectus, with the integrated fund agreement and the annual and semi-annual report and all basic legal information contained therein, has been studied in detail. Advice from a qualified expert is recommended in all cases.

The published information does not constitute a recommendation, an offer, an invitation to purchase/sell investment instruments or to execute transactions or conclude any form of legal transaction.

Performance

The value of the investment fund can rise and fall at any time. The future performance of investment instruments cannot be derived from the historical performance shown. For this reason, good past performance is not a guarantee of a positive performance in future. Investments in foreign currencies may also be subject to currency fluctuations and therefore may involve higher risks. Compass Portfolio Management AG can therefore not warrant or guarantee that the value of the capital invested will be maintained (or will increase).

Linked websites

There are links on the Compass Portfolio Management AG website that lead to third-party websites. These links are not influenced by Compass Portfolio Management AG in any way. Therefore, Compass Portfolio Management AG does not assume any responsibility of any kind for the correctness, completeness and lawfulness of the content of such websites and any offers and services contained therein.

Use of the Compass Portfolio Management AG website

All content on the Compass Portfolio Management AG website is protected by copyright by Compass Portfolio Management AG or the providers of the corresponding investment funds. Individual pages and/or parts of the Compass Portfolio Management AG website may be saved or printed, as long as copyright marks or other legally protected designations are not removed. Saving or other reproduction of data on the Compass Portfolio Management AG website assumes acceptance of the applicable conditions of use. Compass Portfolio Management AG and the fund providers of the corresponding investment funds retain all rights to ownership. Reproduction (in whole or part), transmission (electronic or via other media), modification, linking or use of the Compass Portfolio Management AG website for public or commercial purposes is prohibited without the prior written permission of Compass Portfolio Management AG.

No part of the Compass Portfolio Management AG website is so designed that a licence or right to the use of an image, a registered trademark, logo or software is granted. No rights are transferred by downloading or copying this website or parts of it. Compass Portfolio Management AG and the fund providers, who provide fund information or documents, reserve all rights (in particular copyright and trademark rights) with regard to all elements of the Compass Portfolio Management AG website and will pursue all means to fully assert these rights.

Material interests

It is possible that Compass Portfolio Management AG and/or its board members, managerial staff and employees have/had interests in the listed investment instruments or positions in the securities concerned. It is also possible that relationships exist/did exist between such legal or natural persons and the fund providers/companies concerned, that they offered these companies other services or they that have/had joined their management as a director.

Local legal restrictions

The Compass Portfolio Management AG website includes information and documents about numerous investment funds and is not intended for persons subject to a legal order that prohibits the publication of or access to the Compass Portfolio Management AG website (due to the nationality of the person concerned, their tax residence or for other reasons). Persons that are subject to such local restrictions are prohibited from accessing the Compass Portfolio Management AG website. The fund information and documents are made available either by Compass Portfolio Management AG or by the fund provider itself. If the information and documents of Compass Portfolio Management AG are made available on the Compass Portfolio Management AG website, Compass Portfolio Management AG invokes the statements of the fund provider in relation to the approval for distribution of the investment instruments. Compass Portfolio Management AG cannot be made liable for incorrect statements regarding the approval for distribution. If the information and documents are made available by the fund providers themselves on the Compass Portfolio Management AG website, the fund provider is responsible for the correct approvals for distribution.

Risk and income profile

This risk indicator is based on historical data; a forecast of future developments is therefore not possible. The classification of the fund may change in the future and does not represent a guarantee.

Investor type

Users of the Compass Portfolio Management AG website must provide an indication of their personal investor type when using it for the first time. The range of information and documents subsequently available on investment funds is intended exclusively for users corresponding to the respective investor type. Providing an incorrect investment type can lead to disclosure of information and documents of investment funds not accessible to the user. Users are obliged to provide the correct investor type. Compass Portfolio Management AG cannot be made liable for damages or inconvenience arising from the user providing an incorrect investor type.

Limitation of liability

Fund information and documents are published by both Compass Portfolio Management AG and by the corresponding fund providers themselves on the Compass Portfolio Management AG website. Compass Portfolio Management AG excludes all liability for losses or damages of any kind – whether for direct, indirect or subsequent damages – that may arise from the use of fund information or documents, or access to the Compass Portfolio Management AG website or from links to third-party websites.

Compass Portfolio Management AG also rejects all liability for any tampering with the internet user’s IT system by unauthorised persons. Compass Portfolio Management AG hereby refers expressly to the risk of viruses and the possibility of targeted hacking attacks. To combat viruses, the use of current browser versions and installing continuously updated anti-virus software is recommended. Emails of unknown origin and emails with unexpected attachments should never be opened.